Home insurance for
South African homes.
Compare household, buildings and contents insurance quotes from SA's leading insurers in under 2 minutes — built for our unique risks.
*No paperwork required. POPIA-compliant. Results in real-time.
4.9/5 TrustScore
2,400+ Homeowners
Our Direct Partners
Protection for every asset.
Mix and match cover options to fit your lifestyle and budget perfectly.
Buildings
Structural cover for your house, outbuildings, walls, gates and fixed improvements — priced for SA risk, not generic models.
Contents
Protect furniture, electronics, appliances, clothing and valuables from theft, fire, water damage and accidental loss.
Solar + Backup
Dedicated cover for solar panels, inverters, lithium batteries and backup systems — most home policies underinsure or exclude them.
Geyser
Specialist geyser cover with 24/7 dispatch, full replacement and water damage included — the #1 home insurance claim in SA.
Sectional Title
Top-up cover for sectional title owners — improvements, contents, excess waiver and personal liability beyond the body corporate policy.
Portable Possessions
Worldwide cover for laptops, phones, jewellery, cameras and gear — protected anywhere, any time, against loss, theft and accidental damage.
Landlord
Buildings cover plus loss of rent, tenant default and malicious damage — purpose-built for South African landlords.
All-Risk
Unspecified all-risk cover for the items that don't fit a single category — anywhere in South Africa, against loss, theft and damage.
Risk assessment built for 2026.
We use municipal grid data and hyper-local crime statistics to calculate premiums that are actually fair. No generic pricing — just precise protection.
Load Shedding Shield
Surge protection that actually pays out for appliance damage.
Highveld Hail Guard
Advance alerts and rapid claims for summer storm damage.
Gauteng Burglary Index
Neighbourhood-level adjustments as security in your suburb improves.
Market Comparison
Saving Potential
Based on average 2026 Johannesburg residential premiums
What South African homeowners say
"Finally, an insurer that understands my solar panels are the most valuable thing I own. Claims after the Cape storm were seamless."
Sarah J. · Newlands
"The app flagged a high-theft trend in my area and helped me upgrade security before anything happened. That's real service."
Dumi M. · Bryanston
"Switching saved me R450/mo and I have better cover for my electronics. No more boring phone calls."
Pieter V. · Umhlanga